Shinhan Financial Group Reports Stable Q3 2025 Earnings Performance

Shinhan Financial Group Co., Ltd. announced its financial performance for the third quarter of 2025 during an earnings call held on October 28, 2025. The group reported a stable CET1 ratio of 13.56%, indicating robust capital management despite external challenges, including the depreciation of the South Korean won. The announcement included a cash dividend of KRW 570 per share, reflecting the company’s commitment to returning value to shareholders.

During the call, Cheol Woo Park, Head of Investor Relations, opened the session by thanking participants for their attendance. Following his remarks, Sang Yung Chun, the Group Chief Financial Officer, presented the highlights of the business performance for the quarter. Chun emphasized the group’s ongoing efforts in managing risk-weighted assets (RWA) while generating strong profits.

Financial Highlights and Strategic Focus

As of September 2025, Shinhan Financial Group maintained a stable capital position, which Chun credited to effective management strategies. The company’s profit generation was reinforced by a calculated increase in loan assets, aimed at future preparedness. This proactive approach positions Shinhan well to navigate potential market fluctuations.

The decision to declare a cash dividend of KRW 570 per share reflects the board’s confidence in the company’s ongoing financial health and commitment to shareholder returns. The dividend is an essential aspect of Shinhan’s strategy to enhance shareholder value amid fluctuating economic conditions.

Outlook and Future Plans

Looking ahead, the leadership team, including Dong-kwon Bang, Deputy President and Chief Risk Officer, highlighted the importance of maintaining a balanced approach to growth and risk management. The executives underscored their commitment to adapting to market dynamics while ensuring financial stability.

The earnings call concluded with a question-and-answer session, allowing analysts and investors to engage directly with the executive team. Participants posed inquiries regarding the company’s strategies for addressing the challenges posed by currency fluctuations and overall market conditions.

Shinhan Financial Group’s Q3 2025 earnings release serves as a testament to the company’s resilience and strategic planning in an ever-evolving financial landscape. As it continues to focus on sustainable growth, the group aims to uphold its reputation as a leading financial institution in South Korea and beyond.